Products · Personal finance · Web, iOS and Android

iBudge

Take control of your personal finances. Budget across bank accounts, savings pots, cards, loans, pensions and property in one place, and let Payday Powerup work out where your money should go after every payday.

Three screens from the iBudge app: adding a budget item, reviewing bank balances and a status check

Your money, your budget

Everything in one place

iBudge is especially powerful if your money is spread across several accounts, cards and investments.

Income and spending

Add your income and bills, with prompts to help, and see your monthly surplus or deficit update as you go.

Savings pots

Ring-fence money for holidays, Christmas or the car, and track every penny in and out.

Bank accounts

Set a target balance for each account and iBudge prompts you to move money to the right place.

Cards and loans

Track every transaction against your credit cards and loans, alongside your savings.

Stocks and shares

Record purchases and sales, update prices whenever you like, and follow how your investments perform.

Pensions

Track the value of every scheme. Add transactions, or just update the value and iBudge fills in the rest.

Property and mortgages

Track the value of one or more properties, and every line of borrowing against each.

Unique to iBudge

Payday Powerup

A guided check you run after every payday. It takes a minute or two.

iBudge compares your accounts, cards and loans with their targets, works out whether you overspent or underspent since your last payday, and helps you decide where the difference should go.

Payday Powerup, stage 3 of 6: reviewing bank balances against their targets

Smart tools

Stay on top, and plan ahead

Health monitoring

iBudge keeps an eye on your money health, with an amber or red warning in the menu if anything needs attention.

Scenario planning

Test changes without touching your live budget, then turn the scenario you like into your real plan.

Bonus LevelUp

Spread a bonus across the months you choose, so the benefit lasts instead of vanishing in one go.

Dashboards and reports

Compare spending by period and against your budget, and see where you're doing better or worse than you thought.

Transform your personal finances

Start using iBudge on the web, iPhone or Android today: the home of Payday Powerup.